The compliance‑native
AI platform for regulated firms.

Fourteen purpose‑built surfaces covering the full regulated workflow: SoA drafting, DDQ automation, client workspace, client portal, compliance monitoring, fee consent, mandate compliance, meeting capture, adviser management, ETF intelligence, audit evidence, compliance mapping, knowledge graph, and the broader compliance suite. All in one private deployment, inside your tenancy, with the audit trail built in.

The BackPro dashboard: Needs Attention queue (compliance gaps, evidence expiring, pending reviews, failing controls, agent findings), recent documents and chats, and a weekly activity summary.

Institutional due‑diligence questionnaires, answered in an hour.

Institutional DDQs are two hundred questions across operations, compliance, and risk. Today they take three days minimum. With BackPro, the engine drafts every answer against your approved evidence base, citing the source document and the passage from which it is drawn. Paraplanners review and ship, not write from scratch.

Citation‑grounded responses, every claim traceable to a chunk
Accepted‑answers library across mandates and rounds
Side‑by‑side draft vs. previous‑round response, with redlines
Export to PDF, Word, and native DDQ portals (Form ADV, ILPA)

See ddq engine in depth

The DDQ Automation surface: an Auto-Fill DDQ at 100% completion, 8 of 8 questions answered with 4 auto-filled and 4 manual, each tagged Answered / Custom and linked back to the firm’s answer database. — Plate 01: A DDQ flow in motion.

Drafted in your template. Signed in your workflow.

Statements of Advice are the cornerstone of regulated financial advice, and where paraplanners spend four to eight hours per draft. BackPro reads the fact‑find, risk profile, and product disclosure, then drafts the SoA in your firm's exact template. Best‑interests duty trail captured contemporaneously, not retyped at the end.

Firm‑specific templates and tone preserved
Fact‑find ingestion across DOCX, PDF, native CRM
Best‑interests duty trail captured at the chunk level
Disclosure compliance and house‑style word‑list checks

See soa drafter in depth

The SoA Drafter editor: fact-find ingested, draft sections generated in the firm template, best-interests duty trail captured. — Plate 02: The SoA editor.

Continuous evidence. Audit‑ready by default.

Most firms scramble for evidence in the week before an audit. BackPro continuously collects evidence across CPS 230, CPS 234, APP 11, and SOC 2 obligations as you work. When the auditor knocks, the pack is already prepared: hashed, signed, timestamped, exportable. The audit becomes a review of records, not a search for them.

Continuous evidence collection across regulatory obligations
Cryptographic hashes and signatures per artefact
One‑click export to an auditor‑ready evidence pack
Mapping across CPS 230, CPS 234, APP 11, SOC 2, ISO 27001

See audit & evidence in depth

The audit-evidence surface: rolling stat cards (Total Events, Today, This Week, Alerts), Integrity Check and Regulatory Export controls, and a live audit trail of CPS 230 / CPS 234 evidence events with owner and timestamp on every entry. — Plate 03: An evidence pack, generated.

Controls mapped to standards. One view, every regulator.

Your firm has dozens of controls. Each maps to multiple regulatory standards: APRA, ASIC, AASB, ISO. When a standard updates, you need to know which controls are affected, by whom, and by when. BackPro maintains the relationships, surfaces gaps on regulatory change, and produces the cross‑reference table auditors actually want.

Multi‑standard control mapping in a single matrix
Gap detection when a standard updates or a control changes
Cross‑reference tables generated on demand
Control owners, review cadence, attestation trail

See compliance mapping in depth

The control matrix view: each row a control, mapped across CPS 230, CPS 234, AASB S1/S2, AML/CTF, and APP 11. Ownership and attestation columns visible. — Plate 04: The control matrix.

Document relationships, surfaced visually.

Your firm's documents are interconnected: policies cite standards, procedures reference policies, evidence supports controls, and controls map to obligations. BackPro builds the graph as you work and renders it visually, so the policy a procedure depends on, or the evidence that supports a given control, is two clicks away rather than a half‑hour search.

Automatic document relationship extraction
Visual graph navigation across policies, procedures, evidence
Dependency tracking on policy or standard change
Search by relationship type, not just keyword

See knowledge graph in depth

A force-directed graph of document relationships: policies, procedures, evidence, and controls connected as nodes with relationship-typed edges (CONTRACTS, SUBJECT_TO, EMPLOYS, REQUIRES, MONITORS, OWNS). — Plate 05: A force‑directed graph.

Incident response, breach register, board pack.

When something goes wrong, you have minutes, not days, to triage, document, escalate, and report. BackPro runs the incident response playbook, maintains the breach register with regulator obligations, drafts the board pack, and tracks conflicts of interest. Every action timestamped, every notification logged, every regulator obligation tracked to completion.

Incident response runbooks with auto‑escalation
Breach register with regulator notification deadlines
Board pack drafting from operational evidence
Conflicts of interest register with attestation cadence

See compliance suite in depth

The incident response console: timeline of an active incident, regulator notification windows, breach register entry, and drafted notifications all in one view. — Plate 06: The incident response console.

Goals, net worth, projections, insurance. One view per client.

Every client relationship generates goals, balance sheets, retirement projections, insurance analyses, and annual reviews. BackPro holds all of it in a single workspace per client, with the full advice history and compliance trail behind every data point.

Client goals tracked across engagements with progress entries
Net worth snapshots with year‑on‑year comparison and trend charts
Retirement projection calculator with per‑year drawdown schedule
Insurance needs analysis with coverage gap scoring and priority ranking

See client workspace in depth

The client workspace: a goal tracker showing progress against retirement, mortgage, education, and buffer targets, a net worth panel with assets, liabilities, and a nine-snapshot trend chart, the investment portfolio breakdown by asset class, and a live activity timeline of net worth snapshots, compliance flags, and advice reviews. — Plate 07: The client workspace.

Clients view their advice. Securely. When you decide.

Published advice packages give clients a branded portal to view recommendations, download documents, and message their adviser securely. The adviser controls when a package is published. Clients see only what has been approved.

Branded advice portal per client with document sharing
Secure messaging thread between adviser and client
Publish‑when‑ready workflow with adviser approval gate
Document download tracking per recipient

See client portal in depth

The client advice portal: a published plan branded to the advising firm, opening with the client’s stated goals ranked primary and secondary, the reasoning behind each, and a superannuation consolidation recommendation showing current balances, fees, and the projected balance at retirement. — Plate 08: The client advice portal.

Risk found before incident. Not after.

Most compliance teams discover the breach the same way the regulator does: after the harm. BackPro monitors operations continuously against your supervision rubric, surfaces patterns across the network, and flags the systemic issue before the second complaint lands. Email compliance detection catches complaint language before the statutory clock starts.

Compliance score engine with weighted multi‑subscore and trend
AI gap analysis seeded from regulatory text
Email compliance detection for complaint and AFCA triggers
Configurable rules engine with dry‑run evaluation

See compliance monitoring in depth

The compliance monitoring dashboard: a weighted posture score with a 90-day trend line, subscores for gaps, risk register, agent findings, audit chain integrity, controls, and evidence, a ranked list of the actions that move the score most, and per-framework status across APRA, ASIC, AUSTRAC, and OAIC regimes. — Plate 09: The compliance monitoring dashboard.

OFA consents, reconciliation, Fee Disclosure Statements.

DBFO Phase 2 places ongoing fee arrangements under the microscope. BackPro tracks OFA consents, fee deduction consents, and reconciliation runs across the network. Fee Disclosure Statements generated in one click. Lapsing consents surface before they become a supervision finding.

OFA consent creation with electronic signing links
Fee deduction consent tracking across the network
Reconciliation runs with finding resolution workflow
Fee Disclosure Statement generation in one click

See fee consent & dbfo in depth

Fee consent management: Fee Disclosure Statements generated per period showing charged versus consented amounts, services delivered, and reconciliation status, an electronic consent signing record, and the shared portal documents and adviser-to-client message thread behind them. — Plate 10: Fee consent management.

Holdings vs mandate. Every constraint checked.

A deterministic engine evaluates every fund holding against every constraint in the investment mandate: concentration limits, sector exclusions, ESG screens, geography restrictions, currency restrictions, and derivative caps. Pre‑trade and post‑trade. Exceptions tracked with resolution workflow.

Concentration, sector, ESG, currency, and derivative breach detection
Pre‑trade and post‑trade compliance checking
Exception register with acknowledge, resolve, and dismiss actions
Counterparty risk register with credit ratings and ISDA documentation

See mandate compliance in depth

The mandate compliance engine: fund holdings checked against investment mandate restrictions, with open, critical, and resolved exception counts and an exception register listing concentration breaches and sector exclusion breaches by severity, status, mandate, fund, and date, each with a triage action. — Plate 11: The mandate compliance engine.

Record the meeting. Feed the SoA.

Record the client meeting or upload the transcript. BackPro extracts goals, concerns, risk cues, and action items. The insights feed directly into the SoA engagement, pre‑populating the extraction result without re‑keying. Voice dictation available inside the SoA editor for surgical edits.

Meeting recording and transcript upload
AI extraction of goals, concerns, risk cues, and action items
Direct bridge into SoA engagement without re‑keying
Voice dictation inside the SoA AI chat editor

See meeting capture in depth

Meeting capture: a record-a-meeting panel with the client selected and recording ready to start, describing capture of audio locally, transcription on BackPro servers, and extraction of goals, concerns, risk cues, and action items in a single pass. — Plate 12: Meeting capture.

CPD, succession, templates. The adviser lifecycle.

Every adviser under the licence generates CPD obligations, template compliance requirements, and eventually an exit. BackPro tracks CPD against the 40‑hour standard with licensee verification, governs the master SoA template with version history, and handles bulk client reassignment when an adviser leaves.

CPD register with 40‑hour standard scoring and licensee verification
Adviser succession with impact preview and handover report
Template governance with draft, publish, retire lifecycle
Approved product list with s961B(2)(e) research trail

See adviser management in depth

The CPD register: hours logged against the 40-hour CPD year with per-category minimums for technical competence, client care and practice, regulatory compliance and consumer protection, and professionalism and ethics, shortfalls and the licensee-approved ratio surfaced explicitly, and an activity log with licensee verify and reject actions. — Plate 13: Adviser management.

PCF baskets, exceptions, tamper‑evident audit chain.

For ETF operators, BackPro ingests Portfolio Composition Files, runs a deterministic exception engine against configurable thresholds, and maintains a tamper‑evident HMAC‑chained audit trail. AI‑generated explanations for every exception. Evidence packs and governance reports exportable on demand.

PCF basket ingestion with automatic exception detection
AI‑generated natural‑language exception explanations
Tamper‑evident HMAC‑chained audit trail with integrity verification
Configurable thresholds per fund for concentration, NAV, currency, and corporate actions

See etf intelligence in depth