A paraplanner check, then licensee sign-off, before advice reaches a client.
Every SoA and Record of Advice BackPro drafts opens a review on a 16-point checklist, and the client copy stays locked until your licensee approves it.
When the draft is done, the review is already waiting.
Nobody has to remember to send it for checking. The review opens itself and sits in the paraplanner’s queue.
Opened automatically on generation. 13 of 16 checklist items were verified against the RG 175 audit.
13 of 16 checks done
A check starts ticked when the compliance pass raised no flag against it. The paraplanner still reads every item before handing on.
Illustration using the specimen client.
Sixteen checks, in the words of the law.
The seven best interests steps come first, then the rest of what a sound SoA needs. The last check changes for a Record of Advice.
The best interests duty
The seven steps in s961B(2)
The rest of the advice
Scope, goals, replacement, fees, risks, alternatives, products, conflicts, clarity
The licensee never sees it until every check is ticked.
The paraplanner cannot pass a review on while a check that applies is still open. BackPro’s server refuses it, not just the screen.
Compliance checklist (14/16)
Items 1 to 10 ticked
- Fees and costs disclosed accurately
- Risks of the recommendations explained
- Alternative products and strategies considered and documented (s961B(2)(e))
- Recommended products are on the Approved Product List
- Conflicts of interest identified and client interests prioritised (s961J)
- SoA presentation is clear, concise and effective (s947B)
Illustration using the specimen client.
Four ways forward, and each one leaves a mark.
Approval is stored as evidence. Changes and rejections put what was missing on your compliance register.
Approved for client delivery on 6 October 2026
Evidence stored
Advice review sign-off · BP-REV-Donnelly-1
Attestation · RG 104 monitoring and supervision
The licensee’s sign-off is stored as evidence, and the client copy can now be downloaded or sent to the portal.
Illustrations using the specimen client.
Nothing goes to the client before the licensee says yes.
While a review is open, the client copy cannot be downloaded or sent to the portal. If BackPro cannot confirm the review, it stays locked.
Illustration.
See what is stuck, before a client chases it.
Each stage shows how many reviews wait there and for how long. A review that has not moved in 10 days is flagged, and the paraplanner gets a warning in the app.
4
Waiting on paraplanner
- Median
- 1 day
- p90
- 3 days
- Oldest
- 5 days
2
In paraplanner review
- Median
- 2 days
- p90
- 4 days
- Oldest
- 4 days
1
Changes requested
- Median
- 3 days
- p90
- 3 days
- Oldest
- 3 days
3
Waiting on licensee
- Median
- 2 days
- p90
- 9 days
- Oldest
- 12 days
In-app warning
Advice review BP-REV-Ashworth-2 has not moved in 12 days
Illustration. Names and times are examples.
Every review is kept where you will look for it.
The client’s timeline
Review requested and approved for delivery appear on the client’s file.
The audit log
Each step of a review is written to BackPro’s tamper-evident audit log with who did it.
Your evidence
Each licensee approval is stored as a sign-off for RG 104 monitoring and supervision.
The adviser’s record
Reviews show on the adviser’s File reviews tab, each with its own BP-REV reference.
Advice reviews come with BackPro Digital and BackPro Practice.
On Practice, the compliance pass ticks the checks it found clean before the paraplanner starts.
Templates, tools and notes on this, no sign-up needed.
Questions, answered.
Automatically, as soon as BackPro finishes drafting an SoA or a Record of Advice. You can also press Request review on a drafted document. Each document has one open review at a time.
On BackPro Practice, a check starts ticked when the compliance pass raised no flag against it, and the paraplanner still reads every item. On BackPro Digital every item starts unticked.
Licensee approve and cancel need compliance admin permission in your firm. Starting a review, handing it on, requesting changes and rejecting are open to your team.
Once a review is open, the client copy downloads and portal delivery stay locked until the licensee approves it or the review is cancelled.
Not as an advice review. Reviews run on documents BackPro drafts. An SoA you upload can be put through the compliance check instead.
Run your next SoA through BackPro.
Start free and check your first SoA today. Not ready? Run the check on our sample SoA first, no sign-up needed.